For more information call

1300 884 100

Funding Calculator

Enter the value of your current Outstanding Receivables/Debtor Book or Invoice Value including GST

You could receive up to:$80,000

For more information on how we can help improve your business cash flow call 1300 884 100.

What we do

Key Factors turn your sales invoices into cash by releasing up to 80% of the face value of your invoices in 24 hours.

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How we are different

With over 26 years invoice factoring experience, your business is in good hands. Our local state managers are always on hand to assist with any queries you may have.

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Key Factors

What our customers are saying

  • Key Factors flexible debtor finance have been very valuable to our business and so simple to use. To have the money the same day we need it is very useful. Their service is fantastic and the staff is always friendly and professional. We would highly recommend Key Factors to anyone looking into improving their business cash flow.

    - Director, Earthmoving Company, QLD
  • We had been with Key Factors for 3 years & 8 months when a broker convinced us to switch to another company. We didn’t read the fine print and were hit with annual fees, and constant audits which wasted a lot of our staff’s time. When we wanted to leave go back to Key Factors, we had to serve 12 months and another 3 months notice period, or were going to be hit with exit penalties. We had none of this at Key Factors, just simple factoring.

    - Director, Metal Fabrication & Manufacturing, WA
  • With the constant challenge of rising fuel costs and operating expenses, we would struggle to maintain our growth without Key Factors Factoring Facility. A more predictable cash flow allows us to get back on the road and pay our drivers on time.

    - Director, Transport Company, QLD

Latest News

Latest News

Factoring vs. FinTech Factoring

As technology evolve so does the world of finance. Financial Technology, also known as FinTech,... Read more

Invoice Financing – A Flexible Alternative

Problem: Competition & Growth Solution:  Key Factors Invoice Financing Annual Turnover:  $5,000,000 Facility Limit: $800,000... Read more

5 Simple Steps To Improve Your Cash Flow

Cash flow management is critical for small and medium businesses. It’s the lifeblood of your... Read more

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How does it work?

  • Invoice your clients for goods and services
  • Send a copy of your invoices to Key Factors
  • 80% of the invoice face value is made available to you within 24 hours, less a discount rate
  • The remaining 20% is provided when your customer pays, less any accrued charges
Apply now

FAQs

FAQs

How much does it cost?

We only charge a discount rate on what you use. There are no ongoing monthly charges or annual charges.

Do I need to factor all my invoices?

No, Key Factors flexibility means you are not required to submit all your invoices for funding.

What invoices can be considered for funding?

Invoices relating to business-to-business transactions can be considered, not consumer receivables. Invoices which are still within normal trading terms not... More info

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