Instant QuoteNo Hidden Fees

Average monthly accounts receivable


Funds in 4 hours

$ 40,000

Up to 80% of invoice value

Fees for the first 14 days

$ 700

1.4% for the first 14 days & 0.1% per day thereafter for up to 90 days

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Benefits of invoice factoring

Additional cash flow
for business growth

Bridge the gap
of slow payments

Working capital for
start up companies

Meet operating

Get on top of
ATO obligations

Pay wages
on time

Why Us?

No hidden fees

We are transparent with our fees, so there won’t be any surprises.

Pay as you use

There is no monthly admin fee, annual fee or early exit penalty.

Fast funding

Cash in as quick as 4 hours.

Flexible funding

No lock-in contracts, quarterly audits or property security required.

Selective factoring

No requirement to finance all of your invoices.

Fast approval and funding process



Call us on 1300 884 100 to speak to a cash flow expert or contact us.



Should your business qualify, we will send you an approval to review within 24-48 hours.


Document and Settlement

On settlement, our team will actively work with you to get your invoices funded in as quick as 4 hours.

Hear from Our client

We help your business grow! Allow us to help

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No Property

No Hidden Costs

No Lock-in

No Use, No Fee

Frequently Asked Questions

Will invoice factoring suit my business?

Companies benefiting from Key Factors’ flexible invoice factoring facility generally have a high level of customers on accounts for the provision of goods or services and have an annual sales turnover ranging from $500,000 to $30 Million.

Do I need to use invoice factoring for all my invoices?

No, Key Factors’ flexible invoice factoring facility does not require you to submit all your invoices for funding. You can factor as much or as little as you like and only pay for what you’ve used.

What invoices can be considered for invoice factoring?

1. Invoices relating to business-to-business transactions can be considered, not consumer receivables.
2. Invoices that are still within normal trading terms; not bad and doubtful debts.
3. Invoices for goods delivered and work fully completed, not progress claims.

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