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About Us

Get your invoices paid in 24 hours

Established in 1989, Key Factors is one of the largest independently owned factoring finance companies in Australia. We help Australian businesses from a wide range of industries improve their cash flow by releasing the cash tied up in their unpaid invoices.

Whether you are a growing company requiring cash flow to service demands, a newly established company requiring working capital to expand, or you simply need to bridge the gap of slow payments, Key Factors can help.

We pride ourselves on providing personable and tailored financial solutions, and with over 27 years experience your business is in good hands.

Want to know more about us and how to get instant cash flow from invoices. Call 1300 884 100 now.


  • No lock-in or long-term contracts
  • No minimum volume
  • No ongoing monthly charges or annual charges
  • No quarterly audits
  • No property security
  • Fast 48 hours approval


Companies benefiting from Key Factors flexible factoring service generally have a high level of customers on accounts for the provision of goods or services, and have an annual sales turnover ranging from $500,000 to $30 Million.



With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business.

1300 884 100Speak to a cash flow manager now


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Satisfied Client

In today’s economy, many businesses are struggling to manage their cash flow and trying to avoid getting into the cycle of you’ll get paid when we get paid. As a small business owner, the best thing has to be getting the cash into our account the same or next business day without having to wait 30, 45, or sometimes 60 days to get paid.

We have been long standing clients and are very happy with their service.

Their facility is simple to use, and the staff are always helpful.

Director, Timber Recycling Company, SA

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