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1300 884 100

About Us

No Lock-In Contract

Established in 1989, Key Factors is one of the largest independently owned factoring finance companies in Australia. We help Australian businesses from a wide range of industries improve their cash flow by releasing the cash tied up in their unpaid invoices through our debtor finance, invoice finance and factoring finance services.

Whether you are a growing company requiring cash flow to service demands, a newly established company requiring working capital to expand, or you simply need to bridge the gap of slow payments, Key Factors can help.

We pride ourselves on providing personable and tailored financial solutions, and with over 27 years experience – your business is in good hands.

Want to know more about us and how to get instant cash flow from debtor finance? Call 1300 884 100 now

HOW DOES DEBTOR FINANCE WORK?

To get access to debtor finance, your invoices are first forwarded to the financier who then verifies them and provides up to 90 per cent of the unpaid debts within 24 hours to the business to access as necessary. When the rest of the debt is paid, your business gets the remaining 10 per cent minus a small fee.

Businesses that are eligible for debtor finance have to have B2B sales on credit terms and invoices must be for goods and services that have been completely delivered.

ADVANTAGES OF DEBTOR FINANCE

Debtor finance has advantages for businesses of all sizes when it comes to cash flow because it means instant access money that’s owed instead of having to wait for payments to be made. As a result of this, discounts for early payment can be scrapped and your business can use the debtor finance to have greater negotiating power with suppliers, as well as take advantage of early payment discounts and bulk-buying opportunities.

DEBTOR FINANCE: A SIMPLE FLEXIBLE ALTERNATIVE

  • No lock-in or long-term contracts
  • No minimum volume
  • No ongoing monthly charges or annual charges
  • No quarterly audits
  • No property security
  • Fast 48 hours approval

WHO DOES DEBTOR FINANCE SUIT?

Companies benefiting from Key Factors flexible factoring service generally have a high level of customers on accounts for the provision of goods or services, and have an annual sales turnover ranging from $500,000 to $30 Million.

SECTOR EXPERTISE

WE HELP CLIENTS FROM ALL OVER AUSTRALIA WITH DEBTOR FINANCE

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business when it comes to debtor finance.

1300 884 100Speak to a cash flow manager now

 

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Satisfied Client

In today’s economy, many businesses are struggling to manage their cash flow and trying to avoid getting into the cycle of you’ll get paid when we get paid. As a small business owner, the best thing has to be getting the cash into our account the same or next business day without having to wait 30, 45, or sometimes 60 days to get paid.

We have been long standing clients and are very happy with their service.

Their facility is simple to use, and the staff are always helpful.

Director, Timber Recycling Company, SA

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