Fast & Flexible Debt Factoring

Only pay as you use

No lock-in contracts

Funds in 4 Hours

How does Debt Factoring Work?

Send us your Invoices

Invoice your clients and send us a copy

Funds in 4 hours

We process your invoices and advance up to 80% of the invoice value

When paid – You get the rest

Receive the remainder when your customer pays us

Still unclear?… Call us on 1300 884 100 or watch our video to see how Debt Factoring works.

Instant QuoteNo Hidden Fees

Average monthly accounts receivable

$50,000

Funds in 4 hours

$ 40,000

Up to 80% of invoice value

Fees for the first 14 days

$ 700

1.4% for the first 14 days & 0.1% per day thereafter for up to 90 days

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Benefits of Debt Factoring

Additional cash flow
for business growth

Bridge the gap
of slow payments

Working capital for
start up companies

Meet operating
expenses

Get on top of
ATO obligations

Pay wages
on time

Fast approval and funding process

1

Apply

Call us on 1300 884 100 to speak to a cash flow expert or contact us.

2

Approval

Should your business qualify, we will send you an approval to review within 24-48 hours.

3

Document and Settlement

On settlement, our team will actively work with you to get your invoices funded in as quick as 4 hours.

Hear from Our client

We help your business grow! Allow us to help

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No Property
Security

No Hidden Costs

No Lock-in
Contracts

No Use, No Fee

Frequently Asked Questions

What is Debt Factoring?

Debt factoring also known as invoice factoring allows you to bring forward your accounts receivable and unlock immediate cash flow.

Instead of waiting up to 90 days for payment, Key Factors debt factoring can fund your sales invoices in as quick as 4 hours.

Having a more predictable cash flow allows your business to stay on top of operating expenses and grow.

How much does Debt Factoring cost?

Key Factors debt factoring service costs 1.4% for the first 14 days & 0.1% per day thereafter for up to 90 days. Get an instant quote or call us on 1300 884 100 to find out more.

How much do I get?

Up to 80% of the invoice value less 1.4% (fee for the first 14 days) is credited to you upfront. The remaining 20% of the invoice value less any accrued fees, is transferred to you when your customer pays us.

How fast can I get an approval for Debt Factoring?

A response is provided within 24 to 48 hours of receiving your application.

Will I be dealing with the same person from start to finish?

Yes. As a leading debt factoring company with over 32 years of experience, we pride ourselves on providing tailored and personalised financial solutions through one-on-one relationships.