Improve Working Capital With Flexible Cash Flow Finance

Only pay as you use

No lock-in contracts

Funds in 4 Hours

How does Cash Flow Finance Work?

Send us your Invoices

Invoice your clients and send us a copy

Funds in 4 hours

We process your invoices and advance up to 80% of the invoice value

When paid – You get the rest

Receive the remainder when your customer pays us

Still unclear?… Call us on 1300 884 100 or watch our video to see how Cash Flow Finance works.

Instant QuoteNo Hidden Fees

Average monthly accounts receivable


Funds in 4 hours

$ 40,000

Up to 80% of invoice value

Fees for the first 14 days

$ 700

1.4% for the first 14 days & 0.1% per day thereafter for up to 90 days

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Benefits of Cash Flow Finance

Additional cash flow
for business growth

Bridge the gap
of slow payments

Working capital for
start up companies

Meet operating

Get on top of
ATO obligations

Pay wages
on time

Fast approval and funding process



Call us on 1300 884 100 to speak to a cash flow expert or contact us.



Should your business qualify, we will send you an approval to review within 24-48 hours.


Document and Settlement

On settlement, our team will actively work with you to get your invoices funded in as quick as 4 hours.

Hear from Our client

We help your business grow! Allow us to help

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No Property

No Hidden Costs

No Lock-in

No Use, No Fee

Frequently Asked Questions

What is Cash Flow Finance?

Having a steady cash flow is one of the top priorities for business owners. However late payments, with some clients taking up to 90 days to pay their invoices can result in poor cash flow.

With Cash Flow Finance, your business can improve working capital by tapping into your accounts receivable and turn your invoices into liquid cash.

The additional cash flow can allow your business to facilitate growth, stay on top of ATO obligations and operating expenses, and pay wages on time.

How much does Cash Flow Finance cost?

Key Factors invoice finance service costs 1.4% for the first 14 days & 0.1% per day thereafter for up to 90 days. Get an instant quote or call us on 1300 884 100 to find out more.

How much do I get?

Up to 80% of the invoice face value less 1.4% (fee for the first 14 days) is credited to you upfront. The remaining 20% of the invoice value less any accrued fees, is transferred to you when your customer pays us.

How fast can I get an approval for Cash Flow Finance?

A response is provided within 24 to 48 hours of receiving your application.

Will I be dealing with the same person from start to finish?

Yes. As a leading invoice factoring company with over 32 years of experience, we pride ourselves in providing tailored and personal financial solutions through one-on-one relationships.