How does Debtor Finance Work?
Send us your Invoices
Invoice your clients and send us a copy
Funds in 4 hours
We process your invoices and advance up to 80% of the invoice value
When paid – You get the rest
Receive the remainder when your customer pays us
Still unclear?… Call us on 1300 884 100 or watch our video to see how Debtor Finance works.
Instant QuoteNo Hidden Fees
Average monthly accounts receivable
Funds in 4 hours
Up to 80% of invoice value
Fees for the first 14 days
1.4% for the first 14 days & 0.1% per day thereafter for up to 90 days
Benefits of Debtor Finance
Additional cash flow
for business growth
Bridge the gap
of slow payments
Working capital for
start up companies
Get on top of
Fast approval and funding process
Call us on 1300 884 100 to speak to a cash flow expert or contact us.
Should your business qualify, we will send you an approval to review within 24-48 hours.
Document and Settlement
On settlement, our team will actively work with you to get your invoices funded in as quick as 4 hours.
Frequently Asked Questions
Debtor finance helps to improve your business working capital by releasing the cash tied up in your unpaid invoices. This curb the problem of slow payments that can hinder the growth of the business.
Key Factors’ debtor finance is more aligned to your sales, so as your business grows so does your debtor finance facility and access to funds.
Key Factors debtor finance service costs 1.4% for the first 14 days & 0.1% per day thereafter for up to 90 days. Get an instant quote or call us on 1300 884 100 to find out more.
Up to 80% of the invoice value less 1.4% (fee for the first 14 days) is credited to you upfront. The remaining 20% of the invoice value less any accrued fees, is transferred to you when your customer pays us.
A response is provided within 24 to 48 hours of receiving your application.
Yes. As a leading invoice factoring company with over 32 years of experience, we pride ourselves on providing tailored and personalised financial solutions through one-on-one relationships.