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1300 884 100

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Get your invoices paid in 24 hours

Speak to a cash flow expert now

1300 884 100Speak to a cash flow manager now



257 Scarborough Beach Road
Mount Hawthorn WA 6016

Level 1, 338 Pitt Street
Sydney NSW 2000

477 Williamstown Road
Port Melbourne VIC 3207



Phone: 1300 884 100
Fax: 1300 762 226
Postal Address
PO Box 272
Osborne Park WA 6917

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What our customers are saying

  • Our growth combined with Key Factors’ Flexible $2.2M Cash Flow Facility, was the perfect partnership to see us through an exciting phase of our business. The arrangement requires no long-term contracts, no need for director’s homes to be used as security, and we could pick & choose what invoices we wanted to release cash flow from.

    - Financial Controller, Unlisted Public Company, Energy Sector, VIC
  • Key Factors flexible debtor finance have been very valuable to our business and so simple to use. To have the money the same day we need it is very useful. Their service is fantastic and the staff is always friendly and professional. We would highly recommend Key Factors to anyone looking into improving their business cash flow.

    - Director, Earthmoving Company, QLD
  • We had been with Key Factors for 3 years & 8 months when a broker convinced us to switch to another company. We didn’t read the fine print and were hit with annual fees, and constant audits which wasted a lot of our staff’s time. When we wanted to leave go back to Key Factors, we had to serve 12 months and another 3 months notice period, or were going to be hit with exit penalties. We had none of this at Key Factors, just simple factoring.

    - Director, Metal Fabrication & Manufacturing, WA

Latest News

Latest News

Invoice Financing – A Flexible Alternative

Problem: Competition & Growth Solution:  Key Factors Invoice Financing Annual Turnover:  $5,000,000 Facility Limit: $800,000... Read more

5 Simple Steps To Improve Your Cash Flow

Cash flow management is critical for small and medium businesses. It’s the lifeblood of your... Read more

Enjoy a stress free EOFY

At Key Factors, we understand the EOFY can be a stressful and busy time for... Read more

More news

How does it work?

  • Invoice your clients for goods and services
  • Send a copy of your invoices to Key Factors
  • 80% of the invoice face value is made available to you within 24 hours, less a discount rate
  • The remaining 20% is provided when your customer pays, less any accrued charges
Apply now



How much does it cost?

We only charge a discount rate on what you use. There are no ongoing monthly charges or annual charges.

Do I need to factor all my invoices?

No, Key Factors flexibility means you are not required to submit all your invoices for funding.

What invoices can be considered for funding?

Invoices relating to business-to-business transactions can be considered, not consumer receivables. Invoices which are still within normal trading terms not... More info

More FAQs