Instant Quote - No Hidden Fees

Enter the total invoices currently owed by your customers

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Funds in 4 hours

Up to 90% of invoice value

Total Fees

1.8% for the first 30 days & 0.06% per day thereafter for up to 90 days


Will it suit my business?

Poor cash flow can pose significant challenges for any business. BCashflow Positive can improve your company's cash flow by converting your invoices into immediate cash. It is a great alternative funding option for businesses needing additional working capital to finance growth and to keep on top of operating expenses.

Small to medium businesses with a high level of customers on accounts and a monthly turnover of $100,000 to $3,000,000 will benefit from our service.

How much do I get?

90% of the invoice face value less 1.8% (fee for the first 30 days). The remaining 10% of the invoice face value less any accrued fees, is transferred to you when your customer pays us.

How much do you charge?

BCashflow Positive is transparent about fees so there are no surprises. We charge 1.8% for the first 30 days and 0.06% thereafter for up to 90 days. Give our pricing calculator a go to see how much funding you can get or contact Australia's leading factoring finance company today to find out more.

How soon can I get funding?

Invoices are processed on the same day and funds are credited to your account in as quick as 4 hours.

How fast can I get an approval?

A response is provided within 24 to 48 hours of receiving your application.

Will I be dealing with the same person from start to finish?

Yes. As a leading invoice factoring company with over 30+ years experience, we pride ourselves in providing tailored and personal financial solutions through one on one relationships.

What are the benefits of partnering with BCashflow Positive?

BCashflow Positive helps businesses release cash from their sales invoices in as quick as 4 hours, instead of waiting up to 90 days for their customers to pay.

With over 30+ years of experience, BCashflow Positive has become a leading factoring company in Australia. We want to help small and medium businesses, even start-ups, to thrive and manage their cash flow needs. There are no quarterly audits or intrusive shadow software. We give you the freedom to run your business.

BCashflow Positive factoring allows you to leverage off an untapped asset within the business, the receivables ledger. A funding solution that allows you to release the cash flow that would otherwise be locked up in your unpaid invoices.

BCashflow Positive factoring works and does so as it matches like for like. As the business grows so do the sales and the exposure to the factoring company is only ever a percentage of your factored sales at a point in time.

Since factoring is not a loan, industries that are new, growing, or facing cash flow gaps will find factoring to be an attractive option. If you're an SME looking for a flexible cash flow solution, call 1300 884 100 and speak to one of our factoring experts to fast-track your application.