For more information call call

1300 884 100

Debtor Finance

Get your invoices paid in 24 hours

HOW IT WORKS

Easy as 1 2 3
Client invoicing for goods or services

Invoice your clients

Invoice your clients for goods or services and send us a copy.

Client invoicing is made available as quick as 24 hours

Funds in 24 hours

Up to 80% of the invoice face value is made available in as quick as 24 hours, less a discount rate.

Remaining 20% of payments is provided when customer makes payment

Remaining payment

Remaining 20% is provided when your customer pays, less any accrued charges.

WHAT IS DEBTOR FINANCE?

Late payments can cause a strain on your business cash flow. By using Key Factors’ debtor financing facility, you can immediately convert your credit sales into cash.

The increased cash flow can help your business fulfill more orders, get on top of operating expenses and take advantage of early payment discounts.

The advantage of using Key Factors debtor factoring facility is the cash you access is directly proportionate to your sales, which means the more sales you make the more cash you can get.

  • Additional cash flow for growing companies
  • Bridge the gap of slow payments
  • Working capital for startup companies
  • Meet operating expenses
  • Get on top of ATO obligations

FAQS

Do I need to debtor finance all my invoice?

No, Key Factors’ flexibility means you are not required to submit all your invoices for debtor financing.

How much does it cost?

We apply a discount rate on what you use. There are no ongoing monthly charges or annual charges.

How fast can I get an approval for debtor finance?

A response is provided within 48 hours of receiving your application.

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored debtor finance solution to suit your business.

Looking to find out more? Get in touch with our team on 1300 884 100 to access more information on invoice debtor finance and debtor factoring options.

1300 884 100Speak to a cash flow manager now

Enquire Now

Please fill in your details below and we will be in touch shortly.
  • This field is for validation purposes and should be left unchanged.

Flexible Debtor Finance

  • No lock-in or long-term contracts
  • No minimum volume
  • No monthly admin fees or annual fees
  • No quarterly audits
  • No property security
  • Fast 48 hours approval

What our customers are saying

  • We used Key Factors when our bankers didn’t want to know us in October 2011, as we operate in an industry that was going to be affected by the introduction of the carbon tax.

    Traditional lenders were unable to deal with the uncertainty and risks.

    Key Factors understood the risk and assisted us with our cash flow for 5 months, which was great.

    We are still keeping the facility in place just in case knowing that it’s costing us nothing to do so.

     

    - Financial Controller, Solar Manufacturing Company, WA
  • We run a charter business and our business is very seasonal.

    Key Factors smooths out the bumps in cash flow without the need of property security or minimum annual fees paid monthly.

     

    - Owner, Charter Flights Company, NT
  • In today’s economy, many businesses are struggling to manage their cash flow and trying to avoid getting into the cycle of you’ll get paid when we get paid. As a small business owner, the best thing has to be getting the cash into our account as we issue invoices, without having to wait 30, 45, or sometimes 60 days to get paid. We have been long standing clients and are very happy with Key Factors service. Their facility is simple to use, and the staff are always helpful.

    - Director, Timber Recycling Company, SA