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1300 884 100

Cash Flow Finance

48 Hour Fast Approval

HOW IT WORKS

Easy as 1 2 3
Client invoicing for goods or services

Invoice your clients

Invoice your clients for goods or services and send us a copy.

Client invoicing is made available as quick as 24 hours

Funds in 24 hours

Up to 80% of the invoice face value is made available in as quick as 24 hours, less a discount rate.

Remaining 20% of payments is provided when customer makes payment

Remaining payment

Remaining 20% is provided when your customer pays, less any accrued charges.

WHAT IS CASH FLOW FINANCE?

For many companies a steady cash flow is vital.  Like fuel to an engine, a consistent cash flow is what keeps your business going while helping to achieve steady growth.

Factors like fluctuation in sales, competition and ever-rising business expenses, can all have an adverse effect on your business cash flow. Slow payments in particular can at times leave your business with no cash on hand to run it.

Key Factors cash flow finance can help by unlocking the cash tied up in your unpaid invoices. You can receive up to 80% on the face value of your invoices in as quick as 24 hours.

As a leading cash flow finance company with over 27 years experience your business is in good hands.

Join Australia’s leading cash flow finance company today and take control of your cash flow.

Have more questions? Visit our FAQs page.

FLEXIBLE BUSINESS FUNDING

  • No lock-in or long-term contracts
  • No minimum volume
  • No ongoing monthly charges or annual charges
  • No quarterly audits
  • No property security
  • Fast 48 hours approval

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow finance solution to suit your business.

1300 884 100Speak to a cash flow manager now

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What our customers are saying

  • We used Key Factors when our bankers didn’t want to know us in October 2011, as we operate in an industry that was going to be affected by the introduction of the carbon tax.

    Traditional lenders were unable to deal with the uncertainty and risks.

    Key Factors understood the risk and assisted us with our cash flow for 5 months, which was great.

    We are still keeping the facility in place just in case knowing that it’s costing us nothing to do so.

     

    - Financial Controller, Solar Manufacturing Company, WA
  • We had been with Key Factors for 3 years & 8 months when a broker convinced us to switch to another company. We didn’t read the fine print and were hit with annual fees, and constant audits which wasted a lot of our staff’s time. When we wanted to leave go back to Key Factors, we had to serve 12 months and another 3 months notice period, or were going to be hit with exit penalties. We had none of this at Key Factors, just simple factoring.

    - Director, Manufacturing Company, Mining, WA
  • Our growth combined with Key Factors’ Flexible $2.2M Cash Flow Facility, was the perfect partnership to see us through an exciting phase of our business. The arrangement requires no long-term contracts, no need for director’s homes to be used as security, and we could pick & choose what invoices we wanted to release cash flow from.

    - Financial Controller, Energy Sector, VIC