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How to get instant cash flow for your business

September 25, 2018

instant cash flow

Consistent cash flow is vital for any business. Slow payments and rapid growth can at times affect cash flow and in turn the overall running of your business. Did you know you get instant cash flow by using invoice factoring to convert your invoices into cash? In this article, we will explore how invoice factoring works along with other tips to improve your business cash flow. How does invoice factoring work? With Key Factors invoice factoring, it is very easy to get instant cash flow from your invoices. Simply send us a copy of your invoice and we will send you up to 80% of the face value within 4... Read more

How business invoice factoring can take away the hurdles of starting a new business

August 15, 2018

One in five new businesses will fail within the first year of business. There are many reasons that a company can fail. Some are out of your control. According to ASIC report on corporate insolvencies 2016-2017, the top 3 reasons why businesses fail is inadequate cash flow, poor strategic management, and poor financial control. Don’t let this dishearten you, we have some excellent advice on how business invoice factoring can help provide adequate cash flow for your new business venture. How does business invoice factoring work? Invoice your clients for work fully completed or goods delivered and send Key Factors a copy. We will advance you up to 80% of... Read more

8 Benefits: Ways to Improve Working Capital with Debtor Financing

July 30, 2018

ways to improve working capital

If you are thinking about ways to improve working capital for your business but want to know more about the benefits, then you have come to the right place. Here, we will go through 8 benefits of using debtor financing to improve your company’s working capital. Reduce stress Waiting for your clients to pay can be one of the most stressful things about running a business. The stress of waiting for payments is almost impossible to control, however with debtor financing you can control how fast your invoices can be converted into cash. Get immediate access to cash Need to buy more office equipment, pay rent or any other bills... Read more

How to maintain successful business finance with factoring

June 27, 2018

Business finance

Running your own business can be challenging and if you don’t have the right tools or enough business finance to help fund operations, the stress can take a hefty toll on your health and wellbeing along with your company success. One of the main reasons many businesses fail is poor cash flow. This is unfortunate as it is an easy problem to solve if you have the right knowledge and take advantage of different funding options. Here we will provide you with some valuable information on factoring, a flexible business finance alternative. A great way you can maintain your business finance is to use factoring to get instant cash upfront... Read more

How to Grow your Business with Invoice Factoring

grow your business

So you have won a huge opportunity to grow your business with a new client, you are incredibly excited but wait! Where will you get the cash-flow to pay your suppliers and staff? Invoice factoring is vital to help grow your business as it has many benefits to make business deals less stressful on you, your business partners and on your bank account. Invoice factoring is easier than getting a business loan from a bank and can also give you immediate cash for your sales invoices. It also opens more opportunities to work with higher paying clients and larger projects as your business grows. What is invoice factoring? Invoice factoring... Read more

8 Tips on How To Increase Cash Flow in your Business

May 31, 2018

how to increase cash flow

Regardless of the size or type of business, having problems with cash flow is a major concern. Even if a business is currently profitable or showing strong projected growth, if expenses are not covered, the growth may be stunted long-term. Want to improve your working capital? Here’s how to increase cash flow in your business in eight different ways. 1. Come up with a cash goal and supplement it with a cash flow projection Proactivity is the name of the game, so begin with setting a clear cash goal. It is vital that you are aware of the funds required to take your business to where you desire, or to... Read more

Small Business Financing: How Debtor Factoring Can Keep Your Business Afloat

May 21, 2018

Small business financing

A popular form of small business financing is debtor factoring – a process that involves using a company’s accounts receivable as collateral in order to fund the business. Through this, cash flow is released from outstanding invoices in as quick as 4 hours from a factoring company like Key Factors. SMEs often turn to debtor factoring as limited cash flow can hold their business back and restrict them from reaching their full potential. Here’s How Debtor Factoring Can Keep Your Business Afloat: 1. Additional cash flow to fund growth Debtor factoring is an excellent source of small business financing, providing immediate access to cash flow allowing businesses to fund growth... Read more

Invoice Financing Australia: The Flexible Funding Alternative

May 1, 2018

Invoice Financing Australia

Invoice financing has become an increasingly popular solution as a flexible funding alternative for businesses. Invoice financing Australia allows a third party like Key Factors to purchase the accounts receivables of a business at discounted rate and provide immediate access to cash. How Can Invoice Financing Australia Benefit Businesses? Invest resources in growing your business Invoice financing Australia unlocks cash from unpaid sales invoices so businesses can have access to immediate working capital to invest in growing the company and hire new staff to expand operations. Additional cash flow also allows a business to keep up with competitors and industry trends through new technology. Flexible funding Key Factors requires no... Read more

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What our customers are saying

  • We had been with Key Factors for 3 years & 8 months when a broker convinced us to switch to another company. We didn’t read the fine print and were hit with annual fees, and constant audits which wasted a lot of our staff’s time. When we wanted to leave go back to Key Factors, we had to serve 12 months and another 3 months notice period, or were going to be hit with exit penalties. We had none of this at Key Factors, just simple factoring.

    - Director, Manufacturing Company, Mining, WA
  • With the constant challenge of rising fuel costs and operating expenses, we would struggle to maintain our growth without Key Factors Factoring Facility. A more predictable cash flow allows us to get back on the road and pay our drivers on time.

    - Director, Transport Company, QLD
  • We used Key Factors when our bankers didn’t want to know us in October 2011, as we operate in an industry that was going to be affected by the introduction of the carbon tax.

    Traditional lenders were unable to deal with the uncertainty and risks.

    Key Factors understood the risk and assisted us with our cash flow for 5 months, which was great.

    We are still keeping the facility in place just in case knowing that it’s costing us nothing to do so.

     

    - Financial Controller, Solar Manufacturing Company, WA

Latest News

Latest News

How to get instant cash flow for your business

Consistent cash flow is vital for any business. Slow payments and rapid growth can at... Read more

How business invoice factoring can take away the hurdles of starting a new business

One in five new businesses will fail within the first year of business. There are... Read more

8 Benefits: Ways to Improve Working Capital with Debtor Financing

If you are thinking about ways to improve working capital for your business but want... Read more

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How does it work?

  • Invoice your clients for goods and services
  • Send a copy of your invoices to Key Factors
  • 80% of the invoice face value is made available to you within 24 hours, less a discount rate
  • The remaining 20% is provided when your customer pays, less any accrued charges
Apply now

FAQs

FAQs

How much does it cost?

We only charge a discount rate on what you use. There are no ongoing monthly charges or annual charges.

Do I need to factor all my invoices?

No, Key Factors flexibility means you are not required to submit all your invoices for funding.

What invoices can be considered for funding?

Invoices relating to business-to-business transactions can be considered, not consumer receivables. Invoices which are still within normal trading terms not... More info

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