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8 Tips on How To Increase Cash Flow in your Business

May 31, 2018

how to increase cash flow

Regardless of the size or type of business, having problems with cash flow is a major concern. Even if a business is currently profitable or showing strong projected growth, if expenses are not covered, the growth may be stunted long-term. Want to improve your working capital? Here’s how to increase cash flow in your business in eight different ways. 1. Come up with a cash goal and supplement it with a cash flow projection Proactivity is the name of the game, so begin with setting a clear cash goal. It is vital that you are aware of the funds required to take your business to where you desire, or to... Read more

Small Business Financing: How Debtor Factoring Can Keep Your Business Afloat

May 21, 2018

Small business financing

A popular form of small business financing is debtor factoring – a process that involves using a company’s accounts receivable as collateral in order to fund the business. Through this, cash flow is released from outstanding invoices in as quick as 4 hours from a factoring company like Key Factors. SMEs often turn to debtor factoring as limited cash flow can hold their business back and restrict them from reaching their full potential. Here’s How Debtor Factoring Can Keep Your Business Afloat: 1. Additional cash flow to fund growth Debtor factoring is an excellent source of small business financing, providing immediate access to cash flow allowing businesses to fund growth... Read more

Invoice Financing Australia: The Flexible Funding Alternative

May 1, 2018

Invoice Financing Australia

Invoice financing has become an increasingly popular solution as a flexible funding alternative for businesses. Invoice financing Australia allows a third party like Key Factors to purchase the accounts receivables of a business at discounted rate and provide immediate access to cash. How Can Invoice Financing Australia Benefit Businesses? Invest resources in growing your business Invoice financing Australia unlocks cash from unpaid sales invoices so businesses can have access to immediate working capital to invest in growing the company and hire new staff to expand operations. Additional cash flow also allows a business to keep up with competitors and industry trends through new technology. Flexible funding Key Factors requires no... Read more

Factoring Invoices: Get On Top of ATO Obligations

April 12, 2018

Factoring Invoices

One of the most difficult aspects of owning a business is managing finance admin, especially ATO Business Activity Statements (BAS) and their obligations. There are consequences if BAS is not submitted on time, and businesses may fall subject to interest penalties. Factoring invoices can help businesses meet their obligations with the ATO and pay the next quarterly payment [due on 28-April] on time. Key Factors can help businesses get on top of their ATO obligations through factoring invoices. Factoring invoices with Key Factors Factoring invoices couldn’t be simpler with Key Factors, allowing you to release cash from your invoices with 3 easy steps: Invoice your clients and send Key Factors... Read more

Cash Flow Finance For Small Business

January 31, 2018

cash flow finance for small business

Steady cash flow is vital for all successful businesses! Have you considered cash flow finance for your small business? It is the difference between being able to to pay off debts and growing your business, and struggling to keep things running efficiently enough to keep your business alive. At Key Factors, we know how challenging it can be to run your business smoothly and manage your accounts receivable – that’s why we’re here to help. How can cash flow finance benefit small business? Cash flow finance allows small businesses to sell their invoices at a discount to a debtor finance company like Key Factors so that they get paid for... Read more

Cashflow Finance – Fast Funding Solution

November 23, 2017

cashflow finance

Cashflow finance allows you to convert sales invoices into cash without needing to wait for up to 90 days for your clients to pay. Whether you’re wanting to grow your business or just have a more regular easily accessible cashflow to cover overheads, cashflow finance is the answer. How does cashflow finance work? Improving your business cashflow is as simple as 1 2 3 Invoice your clients for the sale of goods or services and send a copy to a cashflow finance company like Key Factors. Key Factors will then credit your account with up to 80% of the invoice value in as quick as 24 hours The remaining 20%... Read more

Key Factors Is Introducing Real-Time Payments

November 9, 2017

real-time payments

If you think getting funds within 24 hours of factoring your invoices is fast, think again.  Key Factors is looking to introduce real-time payments to allow instant funds transfers. As part of the New Payments Platform (NPP), instant or ‘real-time’ payments between some Australian bank accounts will be possible 24/7. Why does transferring funds between different Banks take so long?  Currently, when we transfer factoring funds into your nominated account, it generally hits your account the next business day. That’s because different Banks transfer funds at different times of the day and only during business hours.  How will Real-Time Payments under (NPP) work?  At present, when we transfer factoring proceeds to... Read more

What You Need to Know About Debt Factoring

September 13, 2017

Debt Factoring

Debt Factoring allows businesses access funds owed to them before it is paid by the debtor. It’s a way for businesses to access most of the money owed to them in their outstanding invoices and receive the rest when the customer pays. How does debt factoring work? Invoices are forwarded to the factor like Key Factors who then provides up to 80 per cent on the face value of the invoice within 24 hours to the business to access as necessary. When the invoice is paid in full to the factor, the business receives the remaining 20 per cent less any accrued fees. Businesses that are eligible for debt factoring... Read more

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What our customers are saying

  • We run a charter business and our business is very seasonal.

    Key Factors smooths out the bumps in cash flow without the need of property security or minimum annual fees paid monthly.

     

    - Owner, Charter Flights Company, NT
  • We used Key Factors when our bankers didn’t want to know us in October 2011, as we operate in an industry that was going to be affected by the introduction of the carbon tax.

    Traditional lenders were unable to deal with the uncertainty and risks.

    Key Factors understood the risk and assisted us with our cash flow for 5 months, which was great.

    We are still keeping the facility in place just in case knowing that it’s costing us nothing to do so.

     

    - Financial Controller, Solar Manufacturing Company, WA
  • Having Key Factors operating in the centre of Perth WA allows us to forward invoices any time before 2pm, knowing that they will be processed that day.

     

    - Company Accountant, Recruitment Company, QLD

Latest News

Latest News

8 Tips on How To Increase Cash Flow in your Business

Regardless of the size or type of business, having problems with cash flow is a... Read more

Small Business Financing: How Debtor Factoring Can Keep Your Business Afloat

A popular form of small business financing is debtor factoring – a process that involves... Read more

Invoice Financing Australia: The Flexible Funding Alternative

Invoice financing has become an increasingly popular solution as a flexible funding alternative for businesses.... Read more

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How does it work?

  • Invoice your clients for goods and services
  • Send a copy of your invoices to Key Factors
  • 80% of the invoice face value is made available to you within 24 hours, less a discount rate
  • The remaining 20% is provided when your customer pays, less any accrued charges
Apply now

FAQs

FAQs

How much does it cost?

We only charge a discount rate on what you use. There are no ongoing monthly charges or annual charges.

Do I need to factor all my invoices?

No, Key Factors flexibility means you are not required to submit all your invoices for funding.

What invoices can be considered for funding?

Invoices relating to business-to-business transactions can be considered, not consumer receivables. Invoices which are still within normal trading terms not... More info

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