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Recruitment & Labour Hire

48 Hour Fast Approval

Don’t juggle between paying staff or candidate wages. Improve your cash flow now & turn your credit sales into cash.

If you’re in need of funding solutions, Key Factors can help. Our range of flexible financing solutions will help get your business the cash flow it needs – and it’s a very straightforward process.


Easy as 1 2 3
Client invoicing for goods or services

Invoice your clients

Invoice your clients for goods or services and send us a copy.

Client invoicing is made available as quick as 24 hours

Funds in 4 hours

Up to 80% of the invoice face value is made available in as quick as 4 hours, less a discount rate.

Remaining 20% of payments is provided when customer makes payment

Remaining payment

Remaining 20% is provided when your customer pays, less any accrued charges.


  • Simple & fast cash flow solutions
  • No monthly admin fees or annual fees
  • Fast 48 hour approval


Do I need to factor all my invoices?

No, Key Factors flexibility means you can draw as much or as little as you like from your receivables.

How much does it cost?

We only charge a flat daily fee on what you use.

Am I locked into a long-term contract?

Key Factors’ flexibility funding requires no long-term and no lock-in contracts.

Contact us Now

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As a long standing client of Key Factors, we have no hesitation in recommending them to anyone in business. The team is always friendly and helpful and our flexible arrangement have been a vital source of working capital in helping to grow our business.

Director, Recruitment, VIC