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1300 884 100

IT & Business Services

No Lock-In Contract

Get quick access to your money, so you can get back to running and growing your business!


Easy as 1 2 3
Client invoicing for goods or services

Invoice your clients

Invoice your clients for goods or services and send us a copy.

Client invoicing is made available as quick as 24 hours

Funds in 4 hours

Up to 80% of the invoice face value is made available in as quick as 4 hours, less a discount rate.

Remaining 20% of payments is provided when customer makes payment

Remaining payment

Remaining 20% is provided when your customer pays, less any accrued charges.


  • No locked in long-term contracts
  • No minimum volume
  • No quarterly audits
  • No property security


Do I need to factor all my invoices?

No, Key Factors flexibility  means you can draw as much or as little as you like from your receivables.

How much does it cost?

We only charge a flat daily fee on what you use.

Am I locked into a long-term contract?

Key Factors’ flexibility funding requires no long-term and no lock-in contracts.

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Our business was going through a tough patch and our existing factoring company weren’t going to see us through it. We engaged Key Factors just in time to clear all our ATO debts and sell off some of our non-performing subsidiaries. The decision to move across to Key Factors was vital to ensure the on-going concern of our company. We also find the flexibility of no long-term contracts & the ability to use our facility on a selective basis quite appealing.

Company Secretary, Workforce Management Solutions, Publicly listed company, NSW