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How it Works

Get your invoices paid in 24 hours

HOW IT WORKS

Easy as 1 2 3
Client invoicing for goods or services

Invoice your clients

Invoice your clients for goods or services and send us a copy.

Client invoicing is made available as quick as 24 hours

Funds in 4 hours

Up to 80% of the invoice face value is made available in as quick as 4 hours, less a discount rate.

Remaining 20% of payments is provided when customer makes payment

Remaining payment

Remaining 20% is provided when your customer pays, less any accrued charges.

HOW WE CAN HELP

Factoring Finance – also known as Debtor Finance, Invoice Finance Factoring, Cash Flow Finance and Invoice Discounting can help improve your business cash flow by instantly unlocking the cash tied up in your accounts receivables.

Instead of waiting 30, 60, or even 90 days for your clients to pay, invoice finance factoring allows up to 80% of the invoice face value to be made available in as quick as 24 hours.

Our accounts management service also allows you to focus on doing what you do best, which is growing your business.

We also service clients from a range of industries such as Manufacturing & Wholesale, Recruitment & Labour Hire, Earthmoving & Mining, IT & Business Services, Transport & Logistics.

With over 27 years experience working in invoice finance factoring, your business is in good hands.

Have more questions on how it works? Visit our FAQs page.

SERVICING CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business.

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What our customers are saying

  • We run a charter business and our business is very seasonal.

    Key Factors smooths out the bumps in cash flow without the need of property security or minimum annual fees paid monthly.

     

    - Owner, Charter Flights Company, NT
  • Having Key Factors operating in the centre of Perth WA allows us to forward invoices any time before 2pm, knowing that they will be processed that day.

     

    - Company Accountant, Recruitment Company, QLD
  • In today’s economy, many businesses are struggling to manage their cash flow and trying to avoid getting into the cycle of you’ll get paid when we get paid. As a small business owner, the best thing has to be getting the cash into our account as we issue invoices, without having to wait 30, 45, or sometimes 60 days to get paid. We have been long standing clients and are very happy with Key Factors service. Their facility is simple to use, and the staff are always helpful.

    - Director, Timber Recycling Company, SA