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1300 884 100

How We’re Different

Get your invoices paid in 24 hours

Our experience & expertise

With over 27 years invoice factoring experience, your business is in good hands.

Independently owned Australian company

Partner up with one of the largest privately owned factoring companies in Australia.

Flexible and Responsive

Customer experience and satisfaction is our core focus. Our local state managers are always on hand to assist with any queries you may have.

We help businesses improve cash flow 

Up to 80% of the value of your invoices is made available in 24 hours.  Don’t let slow payments hold your business back, unlock the cash tied up in your debtor ledger now.

FLEXIBLE BUSINESS FUNDING

  • No lock-in or long-term contracts
  • No minimum volume
  • No ongoing monthly charges or annual charges
  • No quarterly audits
  • No property security
  • Fast 48 hours approval

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business.

1300 884 100Speak to a cash flow manager now

Enquire Now

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How we can help?

  • Additional cash flow for growing companies
  • Bridge the gap of slow payments
  • Working capital for start up companies
  • Meet operating expenses
  • Get on top of ATO obligations

What our customers are saying

  • Our growth combined with Key Factors’ Flexible $2.2M Cash Flow Facility, was the perfect partnership to see us through an exciting phase of our business. The arrangement requires no long-term contracts, no need for director’s homes to be used as security, and we could pick & choose what invoices we wanted to release cash flow from.

    - Financial Controller, Energy Sector, VIC
  • We had been with Key Factors for 3 years & 8 months when a broker convinced us to switch to another company. We didn’t read the fine print and were hit with annual fees, and constant audits which wasted a lot of our staff’s time. When we wanted to leave go back to Key Factors, we had to serve 12 months and another 3 months notice period, or were going to be hit with exit penalties. We had none of this at Key Factors, just simple factoring.

    - Director, Manufacturing Company, Mining, WA
  • Key Factors flexible debtor finance have been very valuable to our business and so simple to use. To have the money the same day we need it is very useful. Their service is fantastic and the staff is always friendly and professional. We would highly recommend Key Factors to anyone looking into improving their business cash flow.

    - Director, Earthmoving Company, QLD

Latest News

Latest News

Cashflow Finance – Fast Funding Solution

Cashflow finance allows you to convert sales invoices into cash without needing to wait for... Read more

Key Factors Is Introducing Real-Time Payments

If you think getting funds within 24 hours of factoring your invoices is fast, think... Read more

What You Need to Know About Debt Factoring

Debt Factoring allows businesses access funds owed to them before it is paid by the... Read more

More news

How does it work?

  • Invoice your clients for goods and services
  • Send a copy of your invoices to Key Factors
  • 80% of the invoice face value is made available to you within 24 hours, less a discount rate
  • The remaining 20% is provided when your customer pays, less any accrued charges
Apply now

FAQs

FAQs

How much does it cost?

We only charge a discount rate on what you use. There are no ongoing monthly charges or annual charges.

Do I need to factor all my invoices?

No, Key Factors flexibility means you are not required to submit all your invoices for funding.

What invoices can be considered for funding?

Invoices relating to business-to-business transactions can be considered, not consumer receivables. Invoices which are still within normal trading terms not... More info

More FAQs