How We’re Different

No Lock-In Contract

Our experience & expertise

With over 27 years invoice factoring experience, your business is in good hands.

Independently owned Australian company

Partner up with one of the largest privately owned factoring companies in Australia.

Flexible and Responsive

Customer experience and satisfaction is our core focus. Our local state managers are always on hand to assist with any queries you may have.

We help businesses improve cash flow 

Up to 80% of the value of your invoices is made available in 24 hours.  Don’t let slow payments hold your business back, unlock the cash tied up in your debtor ledger now.

FLEXIBLE BUSINESS FUNDING

  • No lock-in or long-term contracts
  • No minimum volume
  • No ongoing monthly charges or annual charges
  • No quarterly audits
  • No property security
  • Fast 48 hours approval

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business.

1300 884 100Speak to a cash flow manager now

Enquire Now

Please fill in your details below and we will be in touch shortly.
  • This field is for validation purposes and should be left unchanged.

How we can help?

  • Additional cash flow for growing companies
  • Bridge the gap of slow payments
  • Working capital for start up companies
  • Meet operating expenses
  • Get on top of ATO obligations

What our customers are saying

  • We run a charter business and our business is very seasonal.

    Key Factors smooths out the bumps in cash flow without the need of property security or minimum annual fees paid monthly.

    -
  • In today’s economy, many businesses are struggling to manage their cash flow and trying to avoid getting into the cycle of you’ll get paid when we get paid. As a small business owner, the best thing has to be getting the cash into our account as we issue invoices, without having to wait 30, 45, or sometimes 60 days to get paid. We have been long standing clients and are very happy with Key Factors service. Their facility is simple to use, and the staff are always helpful.

    -
  • Having Key Factors operating in the centre of Perth WA allows us to forward invoices any time before 2pm, knowing that they will be processed that day.

    -

Latest News

Latest News

How To Manage Rapid Growth

A sudden growth spurt of your business is a wonderful thing, but it’s important to... Read more

Factoring vs. FinTech Factoring

As technology evolve so does the world of finance. Financial Technology, also known as FinTech,... Read more

Invoice Financing – A Flexible Alternative

Problem: Competition & Growth Solution:  Key Factors Invoice Financing Annual Turnover:  $5,000,000 Facility Limit: $800,000... Read more

More news

How does it work?

  • Invoice your clients for goods and services
  • Send a copy of your invoices to Key Factors
  • 80% of the invoice face value is made available to you within 24 hours, less a discount rate
  • The remaining 20% is provided when your customer pays, less any accrued charges
Apply now

FAQs

FAQs

How much does it cost?

We only charge a discount rate on what you use. There are no ongoing monthly charges or annual charges.

Do I need to factor all my invoices?

No, Key Factors flexibility means you are not required to submit all your invoices for funding.

What invoices can be considered for funding?

Invoices relating to business-to-business transactions can be considered, not consumer receivables. Invoices which are still within normal trading terms not... More info

More FAQs