FAQs

No Lock-In Contract

How it works?

How it works?
  • Invoice your clients for goods and services
  • Send a copy of your invoices to Key Factors
  • Up to 80% of the invoice face value made available to you within 24 hours, less a discount rate
  • The remaining 20% is provided when your customer pays, less any accrued charges

How much does it cost?

We only charge a discount rate on what you use. There are no ongoing monthly charges or annual charges.

Do I need to factor all my invoices?

No, Key Factors flexibility means you are not required to submit all your invoices for funding.

What invoices can be considered for funding?

Invoices relating to business-to-business transactions can be considered, not consumer receivables.

Invoices which are still within normal trading terms not bad and doubtful debts.

Invoices for goods delivered and work fully completed, not progress claims.

How soon can I get funding?

Invoices are processed on the same day and funds are credited to your account in as quick as 24 hours.

Will it suit my business?

Companies benefiting from Key Factors flexible cash flow solutions generally have a high level of customers on accounts for the provision of goods or services, and have an annual sales turnover ranging from $500,000 to $30 Million.

How fast can I get approval?

A response is provided with 48 hours of receiving your application.

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business.

1300 884 100Speak to a cash flow manager now

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Why us?

  • No lock-in or long-term contracts
  • No minimum volume
  • No ongoing monthly charges or annual charges
  • No quarterly audits
  • No property security
  • Fast 48 hours approval

How can we help?

  • Additional cash flow for growing companies
  • Bridge the gap of slow payments
  • Working capital for start up companies
  • Meet operating expenses
  • Get on top of ATO obligations

What our customers are saying

  • Key Factors flexible debtor finance have been very valuable to our business and so simple to use. To have the money the same day we need it is very useful. Their service is fantastic and the staff is always friendly and professional. We would highly recommend Key Factors to anyone looking into improving their business cash flow.

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  • We run a charter business and our business is very seasonal.

    Key Factors smooths out the bumps in cash flow without the need of property security or minimum annual fees paid monthly.

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  • In today’s economy, many businesses are struggling to manage their cash flow and trying to avoid getting into the cycle of you’ll get paid when we get paid. As a small business owner, the best thing has to be getting the cash into our account as we issue invoices, without having to wait 30, 45, or sometimes 60 days to get paid. We have been long standing clients and are very happy with Key Factors service. Their facility is simple to use, and the staff are always helpful.

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