Debtors Finance market continues to Grow

By Jasmina Mujkic - Sep 10 2014

The latest statistics for debtors finance in the June 2013 quarter, released by the Debtor & Invoice Finance Association (DIFA) was $15.4 billion, which is an increase of 5.7% in comparison to the March 2013 quarter.

Debtors finance an alternative source of cash flow

As Small to Medium Enterprises in Australia, continue to experience challenging business environments, debtors finance to free up working capital, provides an alternative source of cash flow to meet sales demand, and operational expenses.

DIFA Chairman, Mr. Lee Clarke said “We continue to see Australian businesses take advantages of the benefits afforded through debtors finance and this trend is set to continue as SMEs becomes more familiar with this means to leverage their books to enhance cash flow”.

How debtors finance works?

  1. You invoice your customers for goods or services.
  2. You send a copy of your invoice to a factor (like Key Factors).
  3. The factor then gives you up to 80% of the value of the invoice.
  4. The remaining 20% of the invoice is credited to you as soon as the customer pays, less any accrued fees.

NSW & ACT, followed by VIC, QLD, & WA were states with the highest factoring turnover, in the June 2013 quarter.

Industries with the highest percentage of factoring turnover includes Labour Hire making up 35%, Wholesale Trade 15%, Manufacturing 12% and Transport & Storage 12%.

By factoring, you can get cash for unpaid invoices in as quick as 24 hours and cover the gap of late payments, meet operating expenses and grow.

The full DIFA Statistical Update- June Quarter 2013 is available at:

Contact us at Key Factors, on 1300 884 100 and a local state manager will be more than happy to discuss your needs and provide you with a quote to suit your requirements today.


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