For more information call

1300 884 100

Debtor Finance

No Lock-In Contract

HOW IT WORKS

Easy as 1 2 3

Invoice your clients

Invoice your clients for goods or services and send us a copy.

Funds in 24 hours

Up to 80% of the invoice face value is made available in as quick as 24 hours, less a discount rate.

Remaining payment

Remaining 20% is provided when your customer pays, less any accrued charges.

WHAT IS DEBTOR FINANCE?

Late payments can cause a strain on your business cash flow. By using Key Factors’ debtor financing facility, you can immediately convert your credit sales into cash.

The increased cash flow can help your business fulfill more orders, get on top of operating expenses and take advantage of early payment discounts.

The advantage of using Key Factors debtor factoring facility is the cash you access is directly proportionate to your sales, which means the more sales you make the more cash you can get.

  • Additional cash flow for growing companies
  • Bridge the gap of slow payments
  • Working capital for startup companies
  • Meet operating expenses
  • Get on top of ATO obligations

FAQS

Do I need to debtor finance all my invoice?

No, Key Factors’ flexibility means you are not required to submit all your invoices for debtor financing.

How much does it cost?

We apply a discount rate on what you use. There are no ongoing monthly charges or annual charges.

How fast can I get an approval for debtor finance?

A response is provided within 48 hours of receiving your application.

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored debtor finance solution to suit your business.

Looking to find out more? Get in touch with our team on 1300 884 100 to access more information on invoice debtor finance and debtor factoring options.

1300 884 100Speak to a cash flow manager now

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Flexible Debtor Finance

  • No lock-in or long-term contracts
  • No minimum volume
  • No monthly admin fees or annual fees
  • No quarterly audits
  • No property security
  • Fast 48 hours approval

What our customers are saying

  • Key Factors flexible debtor finance have been very valuable to our business and so simple to use. To have the money the same day we need it is very useful. Their service is fantastic and the staff is always friendly and professional. We would highly recommend Key Factors to anyone looking into improving their business cash flow.

    - Director, Earthmoving Company, QLD
  • In today’s economy, many businesses are struggling to manage their cash flow and trying to avoid getting into the cycle of you’ll get paid when we get paid. As a small business owner, the best thing has to be getting the cash into our account as we issue invoices, without having to wait 30, 45, or sometimes 60 days to get paid. We have been long standing clients and are very happy with Key Factors service. Their facility is simple to use, and the staff are always helpful.

    - Director, Timber Recycling Company, SA
  • Running a cleaning business and being very hands on, I don’t keep normal business hours. But with Key Factors I find I can always get a quick reply and they seem to always be there.

    • No call centres
    • No voice mail
    • No need to constantly explain myself to a new employee or account manager

    I always get an answer from those that answer the phones.

    - Clean and Simple Factoring