For more information call

1300 884 100

How We’re Different

Get your invoices paid in 24 hours

Our experience & expertise

With over 26 years invoice factoring experience, your business is in good hands.

Independently owned Australian company

Partner up with one of the largest privately owned factoring companies in Australia.

Flexible and Responsive

Customer experience and satisfaction is our core focus. Our local state managers are always on hand to assist with any queries you may have.

We help businesses improve cash flow 

Up to 80% of the value of your invoices is made available in 24 hours.  Don’t let slow payments hold your business back, unlock the cash tied up in your debtor ledger now.

FLEXIBLE BUSINESS FUNDING

  • No lock-in or long-term contracts
  • No minimum volume
  • No ongoing monthly charges or annual charges
  • No quarterly audits
  • No property security
  • Fast 48 hours approval

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business.

1300 884 100Speak to a cash flow manager now

Enquire Now

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How we can help?

  • Additional cash flow for growing companies
  • Bridge the gap of slow payments
  • Working capital for start up companies
  • Meet operating expenses
  • Get on top of ATO obligations

What our customers are saying

  • Running a cleaning business and being very hands on, I don’t keep normal business hours. But with Key Factors I find I can always get a quick reply and they seem to always be there.

    • No call centres
    • No voice mail
    • No need to constantly explain myself to a new employee or account manager

    I always get an answer from those that answer the phones.

    - Clean and Simple Factoring
  • We used Key Factors when our bankers didn’t want to know us in October 2011, as we operate in an industry that was going to be affected by the introduction of the carbon tax.

    Traditional lenders were unable to deal with the uncertainty and risks.

    Key Factors understood the risk and assisted us with our cash flow for 5 months, which was great.

    We are still keeping the facility in place just in case knowing that it’s costing us nothing to do so.

    - Unlisted Public Company
  • We run a charter business and our business is very seasonal.

    Key Factors smooths out the bumps in cash flow without the need of property security or minimum annual fees paid monthly.

    - Flying High With Cashflow

Latest News

Latest News

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How does it work?

  • Invoice your clients for goods and services
  • Send a copy of your invoices to Key Factors
  • 80% of the invoice face value is made available to you within 24 hours, less a discount rate
  • The remaining 20% is provided when your customer pays, less any accrued charges
Apply now

FAQs

FAQs

How much does it cost?

We only charge a discount rate on what you use. There are no ongoing monthly charges or annual charges.

Do I need to factor all my invoices?

No, Key Factors flexibility means you are not required to submit all your invoices for funding.

What invoices can be considered for funding?

Invoices relating to business-to-business transactions can be considered, not consumer receivables. Invoices which are still within normal trading terms not... More info

More FAQs