For more information call

1300 884 100

How it Works

48 Hour Fast Approval

Factoring – also known as Debtor Finance, Invoice FinanceCash Flow Finance and Invoice Discounting can help improve your business cash flow by unlocking the cash tied up in your accounts receivables.

Instead of waiting 30, 60, or even 90 days for your clients to pay, up to 80% of the invoice face value is made available in as quick as 24 hours.

Our accounts management service also allows you to focus on doing what you do best, which is growing your business.

EASY AS 1 2 3

Easy as 1 2 3

Invoice your clients

Invoice your clients for goods or services and send us a copy.

Funds in 24 hours

Up to 80% of the invoice face value is made available in as quick as 24 hours, less a discount rate.

Remaining payment

Remaining 20% is provided when your customer pays, less any accrued charges.

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business.

1300 884 100Speak to a cash flow manager now

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What our customers are saying

  • Our growth combined with Key Factors’ Flexible $2.2M Cash Flow Facility, was the perfect partnership to see us through an exciting phase of our business. The arrangement requires no long-term contracts, no need for director’s homes to be used as security, and we could pick & choose what invoices we wanted to release cash flow from.

    - Financial Controller, Unlisted Public Company, Energy Sector, VIC
  • We used Key Factors when our bankers didn’t want to know us in October 2011, as we operate in an industry that was going to be affected by the introduction of the carbon tax.

    Traditional lenders were unable to deal with the uncertainty and risks.

    Key Factors understood the risk and assisted us with our cash flow for 5 months, which was great.

    We are still keeping the facility in place just in case knowing that it’s costing us nothing to do so.

    - Unlisted Public Company
  • Having Key Factors operating in the centre of Perth WA allows us to forward invoices any time before 2pm, knowing that they will be processed that day.

    - Flexible Factoring