For more information call

1300 884 100

How it Works

48 Hour Fast Approval

Factoring – also known as Debtor Finance, Invoice FinanceCash Flow Finance and Invoice Discounting can help improve your business cash flow by unlocking the cash tied up in your accounts receivables.

Instead of waiting 30, 60, or even 90 days for your clients to pay, up to 80% of the invoice face value is made available in as quick as 24 hours.

Our accounts management service also allows you to focus on doing what you do best, which is growing your business.

EASY AS 1 2 3

Easy as 1 2 3

Invoice your clients

Invoice your clients for goods or services and send us a copy.

Funds in 24 hours

Up to 80% of the invoice face value is made available in as quick as 24 hours, less a discount rate.

Remaining payment

Remaining 20% is provided when your customer pays, less any accrued charges.

WE HELP CLIENTS FROM ALL OVER AUSTRALIA

With offices in Perth, Sydney, and Melbourne, our local state managers can provide a tailored cash flow solution to suit your business.

1300 884 100Speak to a cash flow manager now

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What our customers are saying

  • Key Factors flexible debtor finance have been very valuable to our business and so simple to use. To have the money the same day we need it is very useful. Their service is fantastic and the staff is always friendly and professional. We would highly recommend Key Factors to anyone looking into improving their business cash flow.

    - Director, Earthmoving Company, QLD
  • Running a cleaning business and being very hands on, I don’t keep normal business hours. But with Key Factors I find I can always get a quick reply and they seem to always be there.

    • No call centres
    • No voice mail
    • No need to constantly explain myself to a new employee or account manager

    I always get an answer from those that answer the phones.

    - Clean and Simple Factoring
  • We run a charter business and our business is very seasonal.

    Key Factors smooths out the bumps in cash flow without the need of property security or minimum annual fees paid monthly.

    - Flying High With Cashflow